Exclusive offer for First Time Buyers
Open a MortgageSaver account and we’ll top up your savings by €2,000.1
At Bank of Ireland we understand the challenges facing First Time Buyers in saving to buy a home. We want to help, with a €2,000 Bonus Interest on your savings when you draw down your Bank of Ireland mortgage.
How to qualify for the First Time Buyer MortgageSaver Bonus Interest:
- You must be a First Time Buyer and have a personal current account in the Republic of Ireland.
- Save a minimum of €200, maximum of €2,500 per month for at least 6 consecutive months in a MortgageSaver Account. You must save a minimum of €5,000 in total before you draw down your BOI mortgage.
- Draw down a Bank of Ireland First Time Buyer mortgage within 30 months of opening your MortgageSaver account.
- Use the money saved in your MortgageSaver account to help purchase your first home.
- The bonus interest will be a fixed payment of €2,000, once you have €5,000 or more saved in your MortgageSaver account.
Bonus interest will only be paid on one MortgageSaver account on drawdown of the Mortgage.
Please note that to qualify for a First Time Buyer mortgage, both applicants must be First Time Buyers. “First Time Buyer Mortgage” means a mortgage where no party to the mortgage is currently or has previously been a borrower under a Housing Loan, either in Ireland or abroad, where a Housing Loan is defined as a loan secured on residential property where the borrower and /or their dependants intend to live.
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